Incidents of identity theft continue to rise and many consumers assume this is because of the increase of computer technology as well as the increased use of consumer credit cards and debit cards. Although technology is one way that identity thieves can steal your financial information, there are also less obvious ways that you might [...]
Archive content with the tag ‘Turlock Personal Insurance’
08.18.11 Replacement Cost vs. Actual Cash Value… What’s the difference? – Matthew Davis MBA, AAI
When it comes to insuring your personal possessions on your Homeowners or Renters Insurance policy, you have one of two coverage options: insuring for your property’s actual cash value or the cost to replace it. Find out the difference and why we recommend Replacement Cost coverage. ELIMINATE SURPRISES When it comes to money matters, no [...]
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07.29.11 Annuities: Are They Right for You? (The Basics)
Investing in employer-sponsored 401(k) and 403(b) plans are important for your future and security during retirement. Yet, contributions to these plans are limited and may not provide enough income during your golden years, especially if you begin saving later on in life. An annuity may be a viable option for your retirement financial security ANNUITIES [...]
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07.26.11 Save Money On Your Homeowners Insurance – Tips and Tricks
It seems that nearly all insurance buyers are trying to save as much money as possible while still being able to protect themselves. Homeowners insurance is the policy that insurance buyers should be cautious about when trying to save a few dollars in insurance premium. A person’s home is typically their single largest investment and [...]
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07.19.11 GDI IN THE NEWS – Price Drop Insurance (Home Value Warranty) Profiled on Sacramento’s News 10
Sacramento ABC affiliate News 10′s George Warren reported on GDI Insurance’s Home Value Warranty product (also known as Price Drop Insurance) which is scheduled to be released on August 1st. The segment explained the hesitation and fear that is keeping potential homebuyers from taking the plunge and purchasing a home. GDI Insurance President Grant Davis [...]
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07.18.11 GDI IN THE NEWS – Home Value Warranty (HVW) on Sacramento’s News 10
GDI Insurance President Grant Davis will appear on ABC Affiliate, Sacramento’s News 10 tonight at 6:00 PM PST. Grant was interviewed this morning regarding GDI Insurance’s Home Value Warranty (HVW), a fully insured product that guarantees the value of a buyer’s home. Simply imagine not having to worry about the possibility of your home losing value after you bought [...]
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07.14.11 MEXICAN AUTO INSURANCE – U.S. Auto Insurance Does NOT Cover Driving in Mexico
It’s a fact: In Mexico, drivers can be held both criminally responsible and financially liable for the accidents they cause. If you’re heading “south of the border” on business or pleasure and plan to drive, it’s important to make arrangements for a Mexican insurance policy. What about my U.S. auto liability coverage? U.S.automobile liability insurance [...]
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07.12.11 RENTERS INSURANCE – Can Be Virtually Free (Or can pay YOU to buy it)
Renters insurance is one of the types of insurance that tends to be thought of as “not necessary” or that it is just “too expensive”. This type of reasoning is simply a barrier to the protection that is caused by the insurance buyer’s lack of understanding when it comes to the way in which insurance [...]
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08.13.10 Its Not What You Know… It’s What You Can Prove!
Hey Guys, Sorry for the corny title but I had to get some hits on this one! A Home Inventory Checklist is one of the easiest ways to save you a TON of time and money if you have a homeowners or renters claim. Here are three questions and answers to why any property owner should create and periodically update their home inventory check list. [...]
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08.09.10 Questions about auto insurance? Nick Colbert has answers!
Hello all, Over the last couple months I have noticed a few questions that keep coming up. Here are a few answers to commonly asked questions. 1. If a friend drives my car, is he or she covered by my policy? Since most insurance coverage is connected directly to the car, if someone else borrows your [...]