GDI Insurance

Young athletes cite having fun, learning new skills, making friends and feeling successful as some of the reasons why they partake in sports. But the benefits of youth athletics go much further than this.   Sports offer a specialized arena where youth can demonstrate their talents and hone their skills. In fact, participating in sports is [...]

At GDI Insurance Agency, Inc., we have been inundated with countless new clients that are all suffering from similar – if not the same – issues regarding Workers’ Compensation Audits that have gone awry. We’ve found that the majority of these insurance customers with Audit Issues are located in and around the Turlock, CA area [...]

According to some studies, roughly as many as 80% of all Workers’ Compensation claims filed are legitimate; meaning that nearly 20% (1 in every 5 claims) contains some element of fraud.  This is why it is important as an employer to watch for these red flags that may indicate fraudulent Workers’ Compensation, or other types [...]

I recently read an ARTICLE published by the Federal Times regarding the Workers Compensation costs associated with the U.S. Postal Service.  According to the article, an Inspector General inquiry has uncovered nearly $335M in excess Workers Compensation costs the Postal Service is spending as compared to its Private Sector counterparts.  One of the biggest issues is [...]

I recently read an article on Workforce.com which discussed a piece of legislation that is currently being discussed in the Michigan State Legislature aimed at prohibiting auto insurance carriers from paying for Medical Marijuana in claim payments.  This is an issue that both Auto and Workers’ Compensation Insurance carriers in Michigan are watching very intently.  [...]

GDI Insurance Agency’s Matthew Davis (Turlock), Zac Jarvis (Hilmar) and Nicki Jarvis (Hilmar) completed the Tough Mudder Nor Cal this past weekend in Squaw Valley.  According to the Tough Mudder Website, it is considered, ”Probably The Toughest Event on the Planet”.  Not only are the Tough Mudder events considered some of the “Toughest” around, but the Nor Cal [...]

Incidents of identity theft continue to rise and many consumers assume this is because of the increase of computer technology as well as the increased use of consumer credit cards and debit cards.  Although technology is one way that identity thieves can steal your financial information, there are also less obvious ways that you might [...]

According to recent reports, nearly 30 million Americans telecommute (work from home) at least 1 day each week, and the trend is only expected to continue to increase. There are a multitude of benefits that Employers can realize when they allow their employees to telecommute such as Increased Productivity, Higher Morale, Less Employee Turnover, and [...]

Almost any broker will reiterate the classical Workers Compensation rhetoric regarding Frequency and Severity, Primary vs. Excess Losses, and how Safety Programs and Training could help reduce both the Frequency and Severity of losses.  They will also be able to claim that a given clients Experience Modification Factor (X-Mod) is either under control or out [...]

There are a number of situations that are assumed to be covered when an employer purchases Employment Practices Liability Insurance, also known as EPLI coverage.  But the fact is that not all of the situations an employer would assume to be covered actually are, and in order to effectively manage your business you need to [...]