GDI Insurance

There are a number of situations that are assumed to be covered when an employer purchases Employment Practices Liability Insurance, also known as EPLI coverage.  But the fact is that not all of the situations an employer would assume to be covered actually are, and in order to effectively manage your business you need to [...]

Credit Enhancement Insurance and Bonding was created by Grant Davis and Matthew Davis of GDI Insurance has had a number of success stories in past months. Below are the details of one recent success involving a relatively small project. Although the Credit Enhancement solution both through GDI Insurance or another firm tends to focus on relatively [...]

Center For Human Services‘s 25th annual Edible Extravaganza event was held yesterday, September 1st at the Modesto Centre Plaza.  Over 65 vendors, including GDI Insurance cutsomers UNO Chicago Grill and Fiscalini Cheese, provided AMAZING food and beverages for attendees of the event. If anyone has every wondered if this event is worth attending, I would like to [...]

GDI Insurance President and creator of its proprietary Credit Enhancement Insurance and Bonding solution, Grant Davis, has been instrumental in creating a veritable capital, construction and development “Dream Team”.  The “Team” includes two retired Professional Athletes, representatives from one of the premier construction firms in the United States and an influential venture capital firm, and [...]

Grant Davis, President of GDI Insurance Agency, Inc., and I developed a financial solution we dubbed Credit Enhancement Insurance and Bonding over the last decade.  Simply put, we consult with our clients to enable them to utilize readily available tools/vehicles, and a few of our proprietary programs to either (1) negotiate out of, or (2) [...]

As a parent, regardless of the age of you children, you are ALWAYS concerned about the Safety and wellbeing of your children.  I typically try to keep my posts on the GDI Insurance Blog focused on topics involving Risk Management and Insurance, but safety (particularly that of child safety) happens to be one of both [...]

PEO BASICS & HOW THEY WORK Preferred Employer Organizations (PEOs) gained popularity through the 1990s and continue to be a popular alternative to many employers.  The idea behind a PEO is that small businesses can essentially pool themselves together to benefit from economies of scale usually reserved for much larger organizations (i.e. Payroll Services, Lower [...]

Depending on the industry, Workers’ Compensation costs are significant expense for many business owners; but unlike other large expenses, many business owners do not make fully informed decision when purchasing their policies. Through my experience working with clients at I have noticed that COST continues to be the primary driver behind an employer’s decision when [...]

A number of legal challenges have been filed in various federal courts since the health care reform law was passed in March 2010. While some of the challenges have been decided based on procedural grounds, the main substantive controversy has been whether Congress had the constitutional authority to pass the individual mandate under health care [...]

Whether it’s planting season, harvesting season or any time in between, it is always important to think about safe fueling practices. Since you work in an environment with both ignition sources and abundant fuel (dry foliage and other materials) for fires or explosions, preventing sparks while re-filling equipment is crucial. Remember that carelessness leads to [...]