GDI Insurance

Thanks to all of our fans who came out and said hello this weekend at the Riverbank Wine and Cheese festival!  We had a great time and enjoyed meeting and educating our new friends!  Also, best of luck to those of you who entered to win a FREE iPod! NO ONE gives away more free [...]

As a parent, regardless of the age of you children, you are ALWAYS concerned about the Safety and wellbeing of your children.  I typically try to keep my posts on the GDI Insurance Blog focused on topics involving Risk Management and Insurance, but safety (particularly that of child safety) happens to be one of both [...]

PEO BASICS & HOW THEY WORK Preferred Employer Organizations (PEOs) gained popularity through the 1990s and continue to be a popular alternative to many employers.  The idea behind a PEO is that small businesses can essentially pool themselves together to benefit from economies of scale usually reserved for much larger organizations (i.e. Payroll Services, Lower [...]

The Workers’ Compensation Insurance Rating Bureau of California (WCIRB) issued its recommended Pure Premium Rates today for January 1, 2012.  Although there had been much debate and concern regarding this announcement amid numerous rumors and speculation that insurance rates would be increasing again to keep up with alleged continuous increases in costs incurred due to [...]

A number of legal challenges have been filed in various federal courts since the health care reform law was passed in March 2010. While some of the challenges have been decided based on procedural grounds, the main substantive controversy has been whether Congress had the constitutional authority to pass the individual mandate under health care [...]

Whether it’s planting season, harvesting season or any time in between, it is always important to think about safe fueling practices. Since you work in an environment with both ignition sources and abundant fuel (dry foliage and other materials) for fires or explosions, preventing sparks while re-filling equipment is crucial. Remember that carelessness leads to [...]

When it comes to insuring your personal possessions on your Homeowners or Renters Insurance policy, you have one of two coverage options: insuring for your property’s actual cash value or the cost to replace it. Find out the difference and why we recommend Replacement Cost coverage. ELIMINATE SURPRISES When it comes to money matters, no [...]

I’ve heard about a number of different health care proposals over the last year. Which one did Congress pass?  The health care reform law is a combination of two bills: The Patient Protection and Affordable Care Act (H.R. 3590), which was signed into law on March 23, 2010; and The Health Care and Education Reconciliation [...]

When economic conditions lead to layoffs, benefit reductions or pay freezes in your company, employees may suffer from feelings of insecurity, frustration and stress. These triggers may cause ordinarily composed employees to express their mounting frustrations and worries in an aggressive manner. Companies must always take steps to reduce the risk of workplace violence, but [...]

Investing in employer-sponsored 401(k) and 403(b) plans are important for your future and security during retirement. Yet, contributions to these plans are limited and may not provide enough income during your golden years, especially if you begin saving later on in life. An annuity may be a viable option for your retirement financial security ANNUITIES [...]