GDI Insurance

Credit Enhancement Insurance and Bonding was created by Grant Davis and Matthew Davis of GDI Insurance has had a number of success stories in past months. Below are the details of one recent success involving a relatively small project. Although the Credit Enhancement solution both through GDI Insurance or another firm tends to focus on relatively [...]

GDI Insurance President and creator of its proprietary Credit Enhancement Insurance and Bonding solution, Grant Davis, has been instrumental in creating a veritable capital, construction and development “Dream Team”.  The “Team” includes two retired Professional Athletes, representatives from one of the premier construction firms in the United States and an influential venture capital firm, and [...]

Grant Davis, President of GDI Insurance Agency, Inc., and I developed a financial solution we dubbed Credit Enhancement Insurance and Bonding over the last decade.  Simply put, we consult with our clients to enable them to utilize readily available tools/vehicles, and a few of our proprietary programs to either (1) negotiate out of, or (2) [...]

As a parent, regardless of the age of you children, you are ALWAYS concerned about the Safety and wellbeing of your children.  I typically try to keep my posts on the GDI Insurance Blog focused on topics involving Risk Management and Insurance, but safety (particularly that of child safety) happens to be one of both [...]

PEO BASICS & HOW THEY WORK Preferred Employer Organizations (PEOs) gained popularity through the 1990s and continue to be a popular alternative to many employers.  The idea behind a PEO is that small businesses can essentially pool themselves together to benefit from economies of scale usually reserved for much larger organizations (i.e. Payroll Services, Lower [...]

Depending on the industry, Workers’ Compensation costs are significant expense for many business owners; but unlike other large expenses, many business owners do not make fully informed decision when purchasing their policies. Through my experience working with clients at I have noticed that COST continues to be the primary driver behind an employer’s decision when [...]

The Workers’ Compensation Insurance Rating Bureau of California (WCIRB) issued its recommended Pure Premium Rates today for January 1, 2012.  Although there had been much debate and concern regarding this announcement amid numerous rumors and speculation that insurance rates would be increasing again to keep up with alleged continuous increases in costs incurred due to [...]

A number of legal challenges have been filed in various federal courts since the health care reform law was passed in March 2010. While some of the challenges have been decided based on procedural grounds, the main substantive controversy has been whether Congress had the constitutional authority to pass the individual mandate under health care [...]

Whether it’s planting season, harvesting season or any time in between, it is always important to think about safe fueling practices. Since you work in an environment with both ignition sources and abundant fuel (dry foliage and other materials) for fires or explosions, preventing sparks while re-filling equipment is crucial. Remember that carelessness leads to [...]

Return to Work Programs have been gaining a reputation among employees as being just another way for their employer to save money, and not much more.  It is true that an effective Return to Work Program can aid and employer in managing the indemnity portion of their workers’ compensation claims and in turn assist them [...]