GDI Insurance

According to some studies, roughly as many as 80% of all Workers’ Compensation claims filed are legitimate; meaning that nearly 20% (1 in every 5 claims) contains some element of fraud.  This is why it is important as an employer to watch for these red flags that may indicate fraudulent Workers’ Compensation, or other types [...]

According to recent reports, nearly 30 million Americans telecommute (work from home) at least 1 day each week, and the trend is only expected to continue to increase. There are a multitude of benefits that Employers can realize when they allow their employees to telecommute such as Increased Productivity, Higher Morale, Less Employee Turnover, and [...]

Almost any broker will reiterate the classical Workers Compensation rhetoric regarding Frequency and Severity, Primary vs. Excess Losses, and how Safety Programs and Training could help reduce both the Frequency and Severity of losses.  They will also be able to claim that a given clients Experience Modification Factor (X-Mod) is either under control or out [...]

There are a number of situations that are assumed to be covered when an employer purchases Employment Practices Liability Insurance, also known as EPLI coverage.  But the fact is that not all of the situations an employer would assume to be covered actually are, and in order to effectively manage your business you need to [...]

Credit Enhancement Insurance and Bonding was created by Grant Davis and Matthew Davis of GDI Insurance has had a number of success stories in past months. Below are the details of one recent success involving a relatively small project. Although the Credit Enhancement solution both through GDI Insurance or another firm tends to focus on relatively [...]

GDI Insurance President and creator of its proprietary Credit Enhancement Insurance and Bonding solution, Grant Davis, has been instrumental in creating a veritable capital, construction and development “Dream Team”.  The “Team” includes two retired Professional Athletes, representatives from one of the premier construction firms in the United States and an influential venture capital firm, and [...]

Grant Davis, President of GDI Insurance Agency, Inc., and I developed a financial solution we dubbed Credit Enhancement Insurance and Bonding over the last decade.  Simply put, we consult with our clients to enable them to utilize readily available tools/vehicles, and a few of our proprietary programs to either (1) negotiate out of, or (2) [...]

PEO BASICS & HOW THEY WORK Preferred Employer Organizations (PEOs) gained popularity through the 1990s and continue to be a popular alternative to many employers.  The idea behind a PEO is that small businesses can essentially pool themselves together to benefit from economies of scale usually reserved for much larger organizations (i.e. Payroll Services, Lower [...]

The Workers’ Compensation Insurance Rating Bureau of California (WCIRB) issued its recommended Pure Premium Rates today for January 1, 2012.  Although there had been much debate and concern regarding this announcement amid numerous rumors and speculation that insurance rates would be increasing again to keep up with alleged continuous increases in costs incurred due to [...]

Return to Work Programs have been gaining a reputation among employees as being just another way for their employer to save money, and not much more.  It is true that an effective Return to Work Program can aid and employer in managing the indemnity portion of their workers’ compensation claims and in turn assist them [...]