GDI Insurance

We have worked with Susie Souza for about a year now. I find her to be extremely knowledgeable in the health insurance field. She is able to answer all my questions in a timely manner along with being helpful with adding new employees. Her patience with me and our business is priceless.

What I don’t get is how the insurance companies ended up not paying for the claims? I read one of the letters from an insurance company rejecting Pat’s claim. It stated that they were not paying because of Pats willful miss conduct. When Pat Faria was found not guilty of any wrong doing at all

Almost any broker will reiterate the classical Workers Compensation rhetoric regarding Frequency and Severity, Primary vs. Excess Losses, and how Safety Programs and Training could help reduce both the Frequency and Severity of losses.  They will also be able to claim that a given clients Experience Modification Factor (X-Mod) is either under control or out [...]

The Workers’ Compensation Insurance Rating Bureau of California (WCIRB) issued its recommended Pure Premium Rates today for January 1, 2012.  Although there had been much debate and concern regarding this announcement amid numerous rumors and speculation that insurance rates would be increasing again to keep up with alleged continuous increases in costs incurred due to [...]

Return to Work Programs have been gaining a reputation among employees as being just another way for their employer to save money, and not much more.  It is true that an effective Return to Work Program can aid and employer in managing the indemnity portion of their workers’ compensation claims and in turn assist them [...]

The Occupational Safety and Health Administration’s (OSHA) top priority is keeping workers safe. While we experience fewer fatalities in today’s workplace, motor vehicle crashes continue to be one of the leading causes of death among American workers year after year, with distracted driving dramatically increasing the risk of such accidents.  For the safety of workers [...]

Recently we have seen a substantial increase of involuntary inspections leading to citations by our friends at OSHA.  Last month two of my new clients were inspected without warning and would have been cited if they did not implement several OSHA required safety policies.  Luckily for them, after becoming a client of Nick Colbert GDI Insurance, we were able to implement and train all employees on required safety policies eliminating [...]

According to the Occupational Safety and Health Administration (OSHA), companies that treat their workers fairly and with concern have the fewest job injuries and fraudulent workers’ compensation (WC) claims.

Here is just a few quick ideas on how to stay safe in the heat!

In the simplest terms, dehydration occurs when you lose more water than you take in. Staying hydrated is important to keep all your body functions running smoothly. Since you work outdoors and exert yourself physically, you’ll want to take extra precautions as summer heats up.