GDI Insurance

At GDI Insurance Agency, Inc., we have been inundated with countless new clients that are all suffering from similar – if not the same – issues regarding Workers’ Compensation Audits that have gone awry. We’ve found that the majority of these insurance customers with Audit Issues are located in and around the Turlock, CA area [...]

Whether your business is a Fortune 500 company or a one-man show, data security needs to be a top priority. Small and medium-sized businesses are becoming more frequent victims of data breaches, whether through their own negligence or the efforts of a malicious attack. Unfortunately, it often takes the loss of hundreds of thousands of [...]

PEO BASICS & HOW THEY WORK Preferred Employer Organizations (PEOs) gained popularity through the 1990s and continue to be a popular alternative to many employers.  The idea behind a PEO is that small businesses can essentially pool themselves together to benefit from economies of scale usually reserved for much larger organizations (i.e. Payroll Services, Lower [...]

Internet-related liabilities are present whether your company simply has e-mail or is actively involved in e-commerce. Do you have the appropriate coverage? Who Needs a Plan? — Almost EVERYONE! Assumptions have been made that a traditional comprehensive Commercial General Liability (CGL) policy will afford you coverage for business interruption, intellectual property damage and similar losses. And [...]

If a fire causes ’s your facility to be temporarily unusable, what would you do next? Ideally, you would move to a temporary location while your permanent place of business is being repaired. Yet, traditional Property Insurance does not cover this move or a loss of income when a business must temporarily close. With Business [...]

 Many business and home owners assume that the employees of others are covered by workers compensation and that the workers compensation coverage protects them (the business/home owner) from liability should some else’s employee be injured. This assumption is NOT correct! Although California, like most states, has what is called an “exclusive remedy” rule which mandates [...]